This policy provides pay out up till a certain amount to any third party in case of bodily injuries or death or damage to Third Party Property.
Invest in your peace of mind as travel insurance pays for your emergency medical expenses due to sudden illness or accidental injuries while traveling. It also covers for loss or damage to your baggage due to faults of the travel agencies.
Travel insurance can be given to individuals, executives as well as staff who take trips abroad. It can be provided per trip or as an annual umbrella policy covering all the trips of company executives. The insurance commences from the time of leaving the place of residence or workplace and remains valid throughout the tour and all the way until returning to the workplace or residence.
Travel Insurance covers for the following occurrences:
Emergency medical expenses
Emergency dental expenses
Emergency medical transportation
Legal assistance in case of distress
Loss or damage of personal baggage
Loss of personal money
Loss of passport & valuable documents
Cancellation of trip and departure delayed
Medical Insurance covers the expenses towards the treatment of any injury or illness. The amount of healthcare costs is reimbursed by the insurance company if the policy holder faces a health hazard.
For Medical Insurance, the policy holder needs to pay regular premiums to avail cashless treatment and other benefits of the policy. It can be purchased by the employers for their employees too. Also, as per the individual policy, the extent of benefits and list of insurance covered health problems may differ.
etc. may be covered with the Medical Insurance Plan, as defined in the policy document.
Professional Indemnity Insurance
Giving advice shouldn’t land you into trouble. This policy protects professional advisors and service providing individuals against negligence claims that are made by clients. It is a form of liability insurance that protects companies/individuals from bearing the full cost and the damages during a civil lawsuit. It is also known as Errors & Omissions Insurance (E&O).
Also known Auto Insurance, this policy provides financial protection against physical damage to the vehicle or any bodily injury resulting from traffic collisions and liabilities that could arise from there.
Medical Malpractice Insurance
Medical Malpractice Insurance is available to a practitioner involved in the health industry. This policy protects them in case of legal judgements against them for medical malfeasance.
Individual Health Insurance
Individual Health Insurance schemes provide our individual customers with the most appropriate health coverage for themselves and their family members. In addition, we also offer direct billing, so there is no need for individual to pay upfront within the provider network for any medical expenses other than the agreed deductible/co-insurance fee.
* Mandatory as per DHA.
Basmah is an initiative of the Health Funding Department of the Dubai Health Authority (DHA) for screening and treating cancer. Under the initiative, the basic benefit plan of the Dubai Mandatory Health Insurance Scheme covers screening as well as treatment of three types of cancer -- breast, colorectal and cervical. Those detected with these types of cancer will receive coverage from screening until treatment. Screening is strictly in accordance with international screening criteria.
The Basmah initiative made the DHA the first government entity in the world to provide a complete spectrum of care from screening to treatment for the three types of cancer under the basic benefit plan. Prior to the scheme, cancer coverage was limited to AED150,000.
All Dubai visa holders, who automatically by law have the mandatory health insurance cover, are eligible for the screening and treatment. If a patient is detected with any of the three cancers during this screening, the DHA Patient Tracking and Follow-Up Center is automatically notified. They then ensure that the complete treatment from process for the patient is smooth and streamlined.
“This initiative will help in early diagnosis as screening is now a part of the basic benefit plan. Additionally, we will be able to provide financial and emotional support to patients suffering from these three types of cancer. This is possible because of the support of our partners, both government and private. Our aim is to provide the highest level of quality care for patients and to support them the best we can,” said Mr Humaid Al Qutami, Chairman of the Board and Director-General of the DHA, at the time of the launch of the initiative.
The Health Funding Department had earlier added screening services for diabetes, heart disease, new born and developmental screening as part of the mandatory health insurance cover. Dubai introduced its mandatory health insurance scheme in 2014.
Householders Multicover Insurance:
This package provides you and your family complete coverage for :
It provides protection for all your personal properties in a flexible package.
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