Commercial Insurance

Business Interruption Insurance

We understand that while fires or an insured peril might do very little damage to physical structures and its contents; the disturbance in the business can be stressful and difficult to deal with. The Consequential Loss Policy compensates the insured for:

  • Loss of Net Profit
  • Standing Charges
  • Cost of Working Expenses (which are a result of the accident)
  • Expenses should fall under Fire & Allied Perils / Property All Risks Insurance Policy
It is important to select the Indemnity Period (3/6/12 months or more) during which the business can be restored to its pre-loss position. Business Interruption Insurance can only operate when a Property All Risks or Fire Insurance Policy is in place.